Are you in need of capital but your passbook is not yet due or unable to receive full interest coming due from passbook settlement? The pledged loan product using deposit certificates/valuable bills as mortgage is a suitable solution.
Highlighted features
- Flexible loan tenor
- Diverse loan options
- Expert advice
Process
- Step 1: Contact BIDV, register information about credit needs (through BIDV's Branches/Transaction Offices/Hotline/Website). Complete and provide loan documents in accordance with BIDV's instructions.
- Step 2: After receiving the loan application, BIDV will appraise the credit application and notify the results to customer within the prescribed time.
- Step 3: Sign the documents/contracts, complete the relevant procedures (such as collateral notarization, collateral registration (if any))
- Step 4: Loan disbursement
- Step 5: Coordinate with the bank to carry out required work after the loan is disbursed (pay the loan in full, use the loan for the right purposes, collateral revaluation (if any), etc.)
Processing time: For pawn credit of deposit certificates/valuable bills, up to 01 working hour upon receiving customer's complete application
* Note:
(i) The maximum processing time of 01 transaction is counted from the time BIDV receives all valid applications/documents from the customer, excluding the time to carry out registration procedures of collateral transactions in accordance with the law.
(ii) The above period applies to loans under the credit approval authority of BIDV's branch.
(iii) Other exceptional cases (if any) are to comply with BIDV's regulations from time to time.
Loan conditions
- Collaterals legally owned by the borrower or a third party.
- Other conditions according to BIDV's regulations in each period
Kindly contact BIDV's Premier Relationship Directors /BIDV's Premier Relationship Managers at BIDV‘s branches for support and more information.
