Outstanding and preferential loan product for BIDV's private customers to finance your capital needs for personal purposes without collateral.
Highlighted features:
- High loan limit: Up to 1 billion VND, in which overdraft limit is up to 500 million VND
- No collateral required
- Loan interest rate: According to BIDV's regulations of each period
- Free early repayment
- Flexible term: up to 84 months for loans and 12 months for overdraft
- Simple and convenient procedures.
- Quick loan processing
- Complimentary consultation on loan options
Loan conditions:
BIDV's Private Clients
Residing or regularly working in the same province/city in which the financing branch is located
Regular and sufficient income for repayment
Process
Step 1: Contact BIDV and register information about credit needs (through BIDV's Branches/Transaction Offices/Hotline/Website). Complete and provide loan documents in accordance with BIDV's instructions.
Step 2: After receiving the loan application, BIDV will appraise the credit application and notify the results to customers within the prescribed time.
Step 3: Sign the documents/contracts, complete the relevant procedures
Step 4: Loan disbursement
Step 5: Coordinate with the bank to carry out required work after the loan is disbursed (pay the loan in full, use the loan for the right purposes, etc.)
- Processing time: Up to 01 working days from the date of receipt of customer's complete application.
* Note:
(i) The maximum processing time of 01 transaction is counted from the time BIDV receives all valid applications/documents from the customer, excluding the time to carry out registration procedures of collateral transactions in accordance with the law.
(ii) The above period applies to loans under the credit approval authority of BIDV's branch.
(iii) Other exceptional cases (if any) are to comply with BIDV's regulations in each period.
Application requirements
- BIDV loan application form
- Income documents: employment contracts, pay slips, etc.
Kindly contact BIDV's Private Bankers at Private Banking Center/ BIDV's Premier Relationship Managers for support and more information at our branches support for more information.
