Meeting your capital needs for business and manufacturing activities with many preferential mechanisms.
Highlighted features
- Complimentary consultation on loan options
- Competitive interest rates, interest calculated on reducing balance
- Enthusiastic and professional consulting service
- Simple and convenient procedure
- Loan tenor up to 84 months
Process
Step 1: Contact BIDV, register information about credit needs (through BIDV's Branches/Transaction Offices/Hotline/Website). Complete and provide loan documents in accordance with BIDV's instructions.
Step 2: After receiving the loan application, BIDV will appraise the credit application and notify the results to customers within the prescribed time.
Step 3: Sign the documents/contracts, complete the relevant procedures (such as collateral notarization, collateral registration (if any))
Step 4: Loan disbursement/Guarantee issuance
Step 5: Coordinate with the bank to carry out required work after the loan is disbursed (pay the loan in full, use the loan for the right purposes, collateral revaluation (if any), etc.)
Processing time: Up to 05 working days from the date of receipt of customers's complete application
* Note:
(i) The maximum processing time of 01 transaction is counted from the time BIDV receives all valid applications/documents from the customers, excluding the time to carry out registration procedures of collateral transactions in accordance with the law.
(ii) The above period applies to loans under the credit approval authority of BIDV's branch.
(iii) Other exceptional cases (if any) are to comply with BIDV's regulations in each period.
Loan conditions
- Vietnamese citizen
- Currently in Service Business, Sales Agencies, Commercial, Wholesales, etc.
- Valid Business Registration Certificate under current regulations (or excise tax invoices, lump-sum tax invoices, etc.) (if any)
Kindly contact BIDV's Private Bankers at Private Banking Center/ BIDV's Premier Relationship Managers at BIDV's branches for more support and information.
