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SERVICES
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SERVICE CHARGES
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EXCHANGE RATE
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INTEREST RATES
(Ha Noi)
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Deposit interest rates USD
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For reference only.
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KKH
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0.10%/year
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3 months
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2.90%/year
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6 months
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3.20%/year
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9 months
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3.40%/year
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12 months
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3.70%/year
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18 months
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3.70%/year
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24 months
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4.00%/year
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36 months
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4.00%/year
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Deposit interest rates VND
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For reference only.
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KKH
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2.40%/month
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3 months
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10.00%/month
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6 months
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10.10%/month
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9 months
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10.20%/month
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12 months
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10.30%/month
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18 months
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10.40%/month
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24 months
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10.40%/month
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36 months
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10.40%/month
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SERVICES |
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FINANCIAL
INSTITUTION CUSTOMER
:
Overview
Lending to
credit institutions (Rural Finance Project I& II/WB)
)
Within the framework of the Banking
industry’s policies to support rural economic development, Bank for
Investment and Development of Vietnam (BIDV) has been appointed by
the Government ‘s Prime Minister and the Governor of the State Bank
of Vietnam to continue executing Rural Finance Project I and
implementing Rural Finance Project II in the role of Project Owner .
These 2 big projects are sponsorred by the World Bank with the total
loan of USD 313 million oriented directly to the development of
rural agriculture. The basic goals of both projects are
to assist Vietnam in its effort to develop rural economics and
improve the living condition of the rural areas residents, by: (i)
Encouraging, through mid term and long term loans, investment in the
rural areas, in particular the rural families and enterprises ; (ii)
Enhancing the capacity of the Banking system to better meet rural
economic condition; and (iii) Enhancing the accessibility of the
poor to official financial service.
Rural finance project I &II are implemented
in the model of Credit wholesale in which the project’s
fund flows from BIDV (Project owner- Wholesale bank) to other credit
institutions selected according to uniform criteria to relend to
borrowers in the rural area of Vietnam.
Within the framework of Rural Finance Projects, BIDV has selected 20
Credit Institutions eligible to join the Project. The total
disbursement from the two projects reached around USD 230 million .
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Overview
